F2a Visas – Get In Before The Line Forms

In August, the F2A visa category, spouses and unmarried children under twenty-one (21) of Lawful Permanent Residents came current for probably the first time in my career. What this meant, was that for all practical purposes there was no difference between husbands, wives, or unmarried minor children of citizens and those of permanent resident aliens […]

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Bankruptcy’s Effect On Spouses, Fiancés And Cosigners

I am often asked if bankruptcy will impact other people who are important in the Debtor’s life. One of the most common questions is: “How will this affect my husband/wife/boyfriend/girlfriend/partner or fiancé”? That question can be expanded to be about people with whom you live or are associated or who are related to you. I

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Automobile Medical Payments Coverage And Health Insurance

Automobile Medical Payments Coverage and Health Insurance Finally, a Great Decision for Consumers and the Injured Golchin v. Liberty Mutual Insurance Co. The Massachusetts Supreme Judicial Court, in holding that insurance companies must pay optional medical payments benefits in those cases in which the health insurance has already paid has corrected years of mistakes by

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Chapter 7 Fees

I received an email today asking how much I charge for Chapter 7 petitions. Here is my reply: Typically, a Chapter 7 petition for an individual is $1750 ($1770 for a married couple), all in. By “all in” I am including filing fees, credit counseling fees, debtor education fees, credit report fees and all other

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Tax Season Issues

The tax season is the busy season for bankruptcy filings. That is because it is the one time of year where people in financial distress have some money, their tax refunds, and thus can “afford” to file bankruptcy. However, tax refunds raise a number of issues. I was at a Trustee’s hearing recently, and sure

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