When I was a young lawyer, I worked for a firm that had four (4) lawyers and eight (8) offices. Needless to say, seven (7) of those offices were simply rooms with a desk in them, or “Satellite” offices. In those days, the firm charged about $850.00 for a Chapter 7 bankruptcy, including all fees […]
Bankruptcy Fees And The Internet – If It Seems Too Good To Be True, It Usually Is Read More »
I am often asked if bankruptcy will impact other people who are important in the Debtor’s life. One of the most common questions is: “How will this affect my husband/wife/boyfriend/girlfriend/partner or fiancé”? That question can be expanded to be about people with whom you live or are associated or who are related to you. I
Bankruptcy’s Effect On Spouses, Fiancés And Cosigners Read More »
Answer A Question That Will Be Displayed On Massachusetts Bankruptcy Websites On The Lawqa Network. Law Area: Bankruptcy State: Massachusetts ID:144713 Question: I’m laid off and under chapter 13 how to proceed? Question Detail: I just got laid off and am under a chapter 13 and cannot get my lawyer to see me or take
Question on LAWQA About Unhelpful Ch. 13 Bankruptcy Lawyer Read More »
I received an email today asking how much I charge for Chapter 7 petitions. Here is my reply: Typically, a Chapter 7 petition for an individual is $1750 ($1770 for a married couple), all in. By “all in” I am including filing fees, credit counseling fees, debtor education fees, credit report fees and all other
One question that I am asked many times, and it is always a surprise to me, is “Can I file bankruptcy when I am collecting disability?” The answer is “Of course you can.” Generally speaking, you do not need a reason to file bankruptcy. As long as the debt was not incurred through fraud or
Bankruptcy And Disability Read More »
The tax season is the busy season for bankruptcy filings. That is because it is the one time of year where people in financial distress have some money, their tax refunds, and thus can “afford” to file bankruptcy. However, tax refunds raise a number of issues. I was at a Trustee’s hearing recently, and sure
I am surprised by the number of people who ask me if they will be “allowed” to keep their house or their car if they file bankruptcy. If these people were owners of mortgage-free mansions or paid off Lamborghinis, I would understand the question. But most of these people have houses that are under water
Bankruptcy Is Not Punishment Read More »
Question: What does it cost to file Chapter 13 bankruptcy and how does it work? Answer: I typically charge $3600, and that includes all of the expenses including filing fees, credit counseling and debtor education fees that go into every single chapter 13 filing. As such, my attorney’s fee is roughly $3250. “How does it
Chapter 13 Bankruptcy Read More »
Question: Can you file bankruptcy on medical bills that have liens in them? I had a accident, my ex lawyer sent me to doctors and so on. Where I live they put liens on medical bills. My lawsuit was dropped now have all these medical bills I can’t afford to pay Answer: Filing bankruptcy will
Medical Lien And Bankruptcy Read More »
Question: After chapter 7 discharge & not paying the 2nd mortgage, what am I responsible to pay, to get rid of 2nd mortgage lien? If I stop paying the home equity loan after my mortgages were discharged in my chapter 7, and continue to pay the first mortgage to keep the house, I’m pretty sure
2nd Mortgages And Bankruptcy Read More »
